First Home Savings Account (FHSA) Make your contribution before year end

First-Time Home Buyers' Tax Credit (HBTC)

Victoria Times Colonist - Federal government to use tax system to make short-term rentals less lucrative for operators: report

Delinquencies rising for borrowers with $400k+ mortgages, CMHC report shows (Canadian Mortgage Trends)

Interest rates are higher than they should be due to government spending: Scotiabank (Canadian Mortgage Trends)

Airbnb to Face New Curbs in Canada With Rental Tax Rule Change (BNN Bloomberg)

It’s been ‘hard to sell’ in many housing markets across Canada. Here’s why (Global News)

Mortgage rate relief could be on the horizon for Canadians: economists (Global News - Video)

Canadian housing market slowdown a reality check for home sellers, realtors say (Global News - Video)

Billions to be announced for housing construction in federal fiscal update, says source (CBC)

Three of the big banks have just lowered fixed mortgage rates. Will more follow? (Canadian Mortgage Trends)

Freeland's economic update to include new housing loans, short-term rental tax changes (CTV News)

Federal housing minister floats Airbnb crackdown to boost long-term rental supply (CBC)

Home sales slumped to slowest pace in more than 13 years in October as prices, borrowing costs, soar (City News)

Rate cut odds steepen after weak October inflation data (Canadian Mortgage Trends)

Why Ottawa is making it easier for tradespeople to move between provinces (Global News)

Financial Post - Canada's housing market faces biggest test since 1990s recession

Financial Post – Here's what it will take for the Bank of Canada to cut rates — and when it might happen

Canadian Mortgage Professional – Home prices to decline by more than originally expected, say TD economists

Mortgage Broker Stresses Importance of Early Action on Mortgage Renewal (VOCM)

With millions of mortgages coming due, finance minister expects banks 'to work with' Canadians (CBC)

Rising costs causing ‘inflation isolation’ among Canadians, poll finds (Global News)

Not quite a recession, but Canada sees third-quarter growth turn negative (Canadian Mortgage Trends)

Victoria Times Colonist - B.C. Ferries planning for seven new hybrid ferries to replace retiring Queens

Victoria Times Colonist - Victoria bike-theft map shows most are stolen in residential neighbourhoods

Victoria Times Colonist - Family donates 2.66-acre property on Prospect Lake to Saanich for park

Victoria Times Colonist - Empty homes to be taxed in five more Vancouver Island communities

Victoria Times Colonist - Oak Bay Avenue lights up for annual Christmas festival

Victoria Times Colonist - Federal money adds a storey and 14 units to downtown Victoria rental project

Victoria Times Colonist - Add your holiday display to the Times Colonist Christmas Lights Map

Victoria Times Colonist - Draft City of Victoria budget includes proposed tax increase of 8.37 per cent

Interest rates a large factor in Victoria real estate market

A total of 407 properties sold in the Victoria Real Estate Board region this October, 15.2 per cent fewer than the 480 properties sold in October 2022 and a 17.4 per cent decrease from September 2023. Sales of condominiums were down 7.2 per cent from October 2022 with 141 units sold. Sales of single family homes decreased 16.1 per cent from October 2022 with 193 sold.

“Overall, property sales drifted down in October compared to the previous month, likely due to consumers continuing to navigate interest rates higher than those seen in nearly two decades,” said Victoria Real Estate Board Chair Graden Sol. “The uncertainty around the direction of the Bank of Canada rate announcement in mid-October may have caused some buyers to push their purchasing plans into the future because it was unclear if rates were going to be hiked again or remain stable. Generally speaking, when we have periods of static interest rates, consumer confidence returns to the market. We can recall earlier in the year when rates plateaued; we saw an uptick in sales in the weeks after. However, when rates began to rise again, we saw consumer confidence falter.”

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3. Tofino, British Columbia

Imagine golden sunsets, all-season surfing, whale watching, and decadent seafood; that’s Tofino in a nutshell. This coastal town is straight out of a summer movie.

The beaches

Tofino is home to some of the most beautiful beaches in Canada. Chesterman Beach is the birthplace of Tofino’s storm watching tradition and is home to an array of marine life forms. If you’re just looking to visit, consider staying at the Chesterman Beach Bed and Breakfast where you can stay in beachfront suits. Next, the aptly named Long Beach—considered the surf capital of Canada—is famous for its massive waves. It’s also home to Canada’s only all-women surf school. Another beach of note is Cox Bay Beach, where you can find hundreds of driftwood logs and a stunning view of the Pacific Ocean.

The vibe

Tofino has about 2,500 year-round residents. With its mild weather and pristine sand, it’s a paradise for people who’ve dreamed of living on a beach and having a lifelong connection to the waves. If you love the local-business vibe, you’ll love Tofino, which has banned franchise operations in the town. 

Learn more about Tofino, Vancouver Island’s vacation destination, in our REALTOR.ca Neighbourhood Guide. Image via Unsplash

Canadian Mortgage Professional - The Bank of Canada has left its benchmark rate unchanged at 5.00%
Storeys – Population growth in Canada is outpacing housing completions by 40%
Storeys – Home prices may be down, but income needed to buy is up
Stress test: 4 in 5 Canadian mortgage holders worried about payment hikes (Global News)
Financial Post – Bank of Canada hold means 'suffocating' mortgage payments to stick around
Globe and Mail – Bank of Canada says it is not seeing the decline in house prices it had expected
New home sales soared last month as buyers swarmed the market before mortgage rates could rise even more (Yahoo Finance Canada)
Financial Post – HAIDER & MORANIS: Trudeau's bashing of real estate investors shows lack of understanding about housing
Globe and Mail – Worried preconstruction homebuyers test their options
Globe and Mail – GOLD: B.C.’s Airbnb crackdown will devastate some real estate investors
Canadian Mortgage Professional – Bank of Canada likely to begin cutting rates in mid-2024: CIBC's Tal
Canada still hasn’t seen the full impact of BoC rate hikes: National Bank (Better Dwelling)
Toronto Star – More than half of Toronto condos built in recent years were investor-owned, StatsCan report finds
Canadian Mortgage Professional – How can Canada's housing affordability crisis be solved?
Canadian Mortgage Professional – Canada housing crisis: How can the country build more homes?
Home sales, prices will likely fall in short term but pick up next spring: TD report (Yahoo Finance Canada)
New report shows just how far out of reach home ownership has become (Global News)
How much mortgage can the median household income afford in these cities? (Rates.ca)
What a rate pause at 5% means for homeowners (BNN Bloomberg)
Amid housing crisis many cities have vacant residential land: StatCan (Global News) 
Share of Canadians missing mortgage payments is down from last year: CMHC (Global News)
About 60% of outstanding mortgages facing payment shock in next 3 years: RBC (Yahoo Finance Canada)
Homebuyers turn to alternative lenders for mortgages as rising rates make qualifying harder (The Globe and Mail)
Canada can’t double its housing output & rate hike impact still coming (Better Dwelling)
Inventory and new housing starts rising, prices falling: CMHC (Real Estate Magazine)
What the CMHC says it wants from cities seeking federal housing cash (Global News)
Storeys – New B.C. legislation will override cities, allow 6 units per lot
Vancouver Sun – PALMER: End of the line for single-family neighbourhoods in most of B.C.
Fixed-payment variable rate mortgages a “dangerous product,” says OSFI (Canadian Mortgage Trends)
Expected wave of mortgage renewals contributed to latest rate hold: Bank of Canada (Canadian Mortgage Trends)
Canada’s housing affordability sees significant ‘deterioration,’ report says (Global News)
Toronto Star – Homeowners on the brink face tough choice of selling home as mortgage payments climb
Survey shows more than 50 per cent of Canadians at risk of missing mortgage payment within 3 months (The Nelson Daily)
Latest in mortgage news: BC regulator slaps CIBC with $3.4M fine over mortgage violation (Canadian Mortgage Trends) 
Canadians co-purchasing homes “sure to run into conflict” without plan (Wealth Professional)
Victoria Times Colonist - Tiny Town sold but expected to stay in Victoria
Victoria Times Colonist - Les Leyne: Rent long-term or sell, minister tells vacation-rental owners
Victoria Times Colonist - Massive Roundhouse project to go to public hearing in next few months
Victoria Times Colonist - Victoria council considers camping ban in four more parks
Victoria Times Colonist - Greater Victoria real estate sales drop amid interest-rate uncertainty
Victoria Times Colonist - $286M, 306-bed long-term care facility planned for Nanaimo area
Expect soft B.C. home sales the rest of the year, says real estate association (Business in Vancouver)
B.C. advancing plan to get more affordable housing built (Global News)
New legislation aims to create more small-scale and multi-unit housing in B.C. (CBC)
Real estate professional shortage in B.C.? Immigrants fast-tracked under new credential-recognition legislation (Real Estate Magazine)

"Success is not final, failure is not fatal: It is the courage to continue that counts." – Winston Churchill

Unlocking a Unique Value Proposition: I'm not just a real estate agent or a mortgage agent – I'm both. Benefit from advanced marketing strategies and expert guidance. Reach out today to begin your journey, and if you've had a great experience, please consider referring friends and family.

Victoria real estate market needs better mix of housing supply to help restore balance

A total of 544 properties sold in the Victoria Real Estate Board region this August, 13.8 per cent more than the 478 properties sold in August 2022 and an 8.6 per cent decrease from July 2023. Sales of condominiums were up 10.8 per cent from August 2022 with 164 units sold. Sales of single family homes increased 9.6 per cent from August 2022 with 273 sold. “Real estate activity this month reflected what we’d expect to see in an average late summer housing market,” said Victoria Real Estate Board Chair Graden Sol. “The beginning of the month was reasonably slow, and sales ramped up through the last half of the month. The brisk sales pace leading up to the end of August may very well continue into September.”

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These updates provide valuable insights into the current market trends and help you make informed decisions. Stay informed about the real estate landscape with these top headlines:

The Housing and Mortgage Market Review: August 2023 - Interest rate hikes are taking some steam out of the housing market

Did you hear about that place in Canada where people are building 10,000 new homes and selling them for half the price? That is what is taking place right now in Waterloo Region, one of the epicentres of Canada’s housing crisis. Toronto.com - MILLS: A solution for today’s housing crisis lies in Canada’s wartime past

CREA - Settling into your new school district after a move

CREA - 6 red flags home inspectors can warn you about

Financial Post - Why millennials will feel the biggest pain if the economy sours

CBC Sunday Magazine – The federal government used to build social housing. Then it stopped. How is that going?

Global News – As a first-time homebuyer, how much money do you really need for closing costs?

Financial Post – Growing wildfire risk will result in rising insurance premiums, experts say

Canadian Mortgage Professional – What's next for home prices in Canada?

Canadian Mortgage Professional – What type of homes are Canadians currently buying?

inhabitat – Here are the latest sustainable construction materials

Fast Company – Washington state is treating housing as healthcare. The results are impressive

Your high interest rate private mortgage is coming due. Here are your options … (Toronto Star) 

CREA - What do Canadian real estate markets look like heading into fall?

Global News – Trudeau says climate change will make insurance ‘more difficult’ to get

Financial Post – My mortgage is coming up for renewal – what should I do now?

Storeys – Condo amenities: 2023 power rankings

Financial Post – Bank of Canada may pause rate hikes when it sees this big data

Financial Post – Canada among new countries to pass crucial tipping point that triggers mass EV adoption

Bloomberg – U.S. home prices climb for fifth month with inventory still tight

Bloomberg – First-time buyers leave U.K. housing market as mortgage rates jump

Bloomberg CityLab – Climate change is forcing building materials of cities to evolve

Business Insider – A mystery company backed by Silicon Valley billionaires has purchased tens of thousands of acres of land for more than $800 million to build a new city near San Francisco

Fast Company – Goodbye golf. The next big luxury amenity is a big wave surf pool

Magnitude of credit losses will depend on BoC’s ability to orchestrate a soft landing: RBC (Canadian Mortgage Trends) 

Trudeau says ‘densification’ is key to fix housing crisis. Is it enough? (Global News) 

The Most Expensive and Most Affordable Monthly Mortgage Payments Across Ontario (Investing.com) 

An international strategist says Canada is sitting on the largest housing bubble of all time — is he right? (Inside Halton) 

Mortgage Professionals Canada - The Housing and Mortgage Market Review: August 2023  Interest rate hikes are taking some steam out of the housing market

Economist says housing crisis is worse than it looks due to undercounting of non-permanent residents (BNN Bloomberg) 

Globe and Mail – A million more non-permanent residents live in Canada than official figures, ministers told

Decades of policy failures spurred Canada's housing crisis: Former deputy PM (BNN Bloomberg) 

CREA - 10 weekend ways to update your home without a total revamp

Financial Post - Canadians facing 'payment shock' are running up their credit cards

Canadian Mortgage Professional – What can Canadians expect from the Bank of Canada's next announcement?

Vancouver Sun – Give homeless people cash and they spend it on housing, UBC study finds

CTV News – Trudeau wraps retreat with message to millennials, no new housing plans

Canadian Mortgage Professional – Affordability worsened in most provinces in July: report

How to address the housing crisis in Canada (Global News – Video) 

Construction association says quick action needed to alleviate 'historic national housing crisis' (CTV News) 

Lowest fixed and variable mortgage rates in Canada for August 17 2023 (The Globe and Mail)   

What are the three things the federal government can do to support housing? (Toronto Star) 

“Performance has been stellar” on mortgage renewals so far: BMO (Canadian Mortgage Trends) 

Affordable Housing Has Become Unaffordable to Build (The Tyee) 

Hidden demand for housing: Economists estimate up to one million non-permanent residents missing from official stats (Real Estate Magazine)

Canadian economists predict steady interest rates, falling home prices in 2023 (The Globe and Mail) 

Real Estate Magazine – Co-ownership trend grows among Canadian homebuyers

Globe and Mail – Ottawa to revise how it counts non-permanent residents after economists warn of undercounting

Globe and Mail – Is this the most unaffordable time ever to buy a house?

Bloomberg – 5 wildfire preparation tactics every community should consider

Business Insider – The ultimate real-estate guide: Where homes are most affordable, prices have the most upside, taxes and closing costs are lowest, and rents are falling the fastest

Forbes – If you’re buying a home, don’t make any other major purchases

Why 7 per cent mortgage rates would be unsustainable (The Globe and Mail) 

Dr Sherry Cooper - Rate Hikes Are Definitely Off The Table

Storeys – Serious shortage of seniors’ housing motivates B.C. developer

Fraser Valley, Victoria down payments rise over $100k since 2018 (Times Colonist) 

Victoria Times Colonist – Beach House restaurant in Cordova Bay has closed and is on the market

Victoria Times Colonist – Now open: residents move into Esquimalt's newest retirement community

B.C. housing market to weather storm of potential rate hikes: industry association (Business in Vancouver) 

How BC Could Tax Soaring Property Values for the Public Good (The Tyee) 

Business in Vancouver – Tax wealthy homeowners to fund affordable housing, says new B.C. proposal

Georgia Straight – See inside Arthur Erickson’s iconic Eppich House II

Victoria Times Colonist – Nanaimo bans natural gas as primary heat in new homes as of July 2024

Housing construction crisis ahead, says B.C. home builder (Business in Vancouver) 

B.C. urges Bank of Canada to avoid 'devastating' interest rate hike in September (City News) 

Victoria Times Colonist – HeroWork shuts down, cites rising construction costs

“Tell me and I forget. Teach me and I remember. Involve me and I learn.”
Benjamin Franklin

Can you imagine a financial advisor getting you into an investment — say, a mutual fund — and telling you not to ask about it, or even check on its performance, for the next five years? You would likely balk at such a suggestion and insist that you’d be able to review your investment at least once a year, or even more frequently.

Now, I’m not a financial advisor, I’m a real estate agent. Yet, the same principles apply when owning a home. You don’t want to have five years go by — or even one year — without checking in on your “investment” and seeing how it’s doing for you.

Indeed, it’s important to regularly ask questions like:

• “Is our home still meeting our needs?”
• “What is the current market value of our property?”
• “Does our property and neighbourhood still fit well with the lifestyle we want?”
• “What kind of new home do we qualify for?”

Getting answers to those questions is crucial to managing what may be your most valuable investment: your home.

How often should you do this? I recommend a review once a year.

And, the good news is, you don’t need to go through this process on your own. I can help. When it’s time to review your property investment, give me a call. I can give you the answers and advice you need using the latest market data and information.

As the warm summer days give way to the crisp and colourful beauty of fall, the real estate market experiences a shift as well. If you've been contemplating selling your home this fall, you're in luck. This is the perfect time to kickstart your selling process and set the stage for a successful and smooth sale.

Here's why starting early matters: the sooner you initiate your preparations, the more likely you are to attract the right buyers and secure a great deal. To help you make the most of this prime selling season, we've compiled a quick yet comprehensive checklist that covers all the essential steps you need to take.

Let's dive in!

These updates provide valuable insights into the current market trends and help you make informed decisions. Stay informed about the real estate landscape with these top headlines:

Financial Post - Sellers return to Canada's housing market just as buyers go missing Sellers are returning to Canada’s housing market — in some cases, in droves. New listings were up 5.6 per cent in July from the month before, an increase of 24 per cent since April, reversing declines earlier this year, said RBC economists Robert Hogue and Rachel Battaglia.

Financial Post - How detached home prices sparked a rally in some of Canada's major housing markets this year Detached home prices fell early this year, but an influx of buyers looking to take advantage of cooling valuations ultimately pushed prices back up in some of Canada’s hottest housing markets, though not to year-ago levels, a new report from Re/Max Canada says.

CTV News - One-on-one with Canada's housing minister: Lack of affordability a 'crisis' and an 'opportunity'

As cabinet ministers convene in P.E.I. for a series of meetings largely focused on housing, the federal minister overseeing the file admits a lack of affordability has reached a crisis level for many Canadians.

Real Estate Magazine – Buyer-friendly terrain emerges as Canada’s housing market cools

Storeys – Despite rate headwinds, Canadian home prices manage a near-record jump in July

Globe and Mail – Cities pondering how to protect against wildfire smoke

Toronto Star – MICALLEF: We need a ‘war effort’ approach to solving the housing crisis — from all levels of government

Storeys – Economists expect Canadian home prices to continue moderating, but affordability won’t improve

Canadian Mortgage Professional – Home prices register second strongest monthly increase ever, according to index

Bloomberg – New houses see demand for more bedrooms with rise of hybrid work

Business Insider – A financially independent real-estate investor who had to get creative to afford her first property shares 3 strategies rookie investors can use to get started on a tight budget

Business Insider – A tiny homes village, where rent is under $300 per month, is being developed to help people experiencing mental illness

Diverse Trends Emerge in Canadian Housing: Urban Condos Dip, Suburban Homes Surge (Penticton Herald) 

We need a ‘war effort’ approach to solving the housing crisis — from all levels of government (The Peterborough Examiner) 

The tax risks of renting out your home: Canadian real estate news for August 19 (The Globe and Mail) 

Small buildings won’t solve the housing crisis. Canada’s cities need to go big (The Globe and Mail) 

Fixed rates back as top mortgage product of choice: National Bank (Canadian Mortgage Trends) 

Long-term view shows Toronto and Vancouver home prices remain elevated despite recent decline (Canadian Mortgage Trends) 

Links between housing crisis, immigration must be explored: Miller (Global News) 

Canadian Housing Forecast:Lower Affordability, Less Construction, Bumpy Road Ahead (Investing.com) 

Globe and Mail – Canada’s real estate market eases back into balance after summer slowdown

Globe and Mail – BMO: Housing correction looks to have bottomed out

Canadian Mortgage Professional – Effective policy-setting key to strengthening pace of housing construction: report

Fast Company – This tiny house costs $37,600—and guess how it’s made?

Financial Post – Bank of Canada could cut rates by early 2024 — if it goes by this data

Globe and Mail – Canadian insurers weathering wildfire costs but prices for consumers keep rising

Business in Vancouver – Can Canada build 2.2M rental units within a decade?

Mortgage regret: Survey shows Canadians are stressed about their current mortgage (CTV News) 

CBC B.C. - 181 properties confirmed damaged or destroyed by wildfires in B.C.'s Okanagan region An estimated 181 properties have been partially or completely destroyed by wildfire in and around West Kelowna, B.C., officials announced Wednesday, saying residents will soon be able to check the status of their homes online.

Globe and Mail – Indigenous group opposes housing density on B.C.’s Salt Spring Island

Victoria Times Colonist – CONDO SMARTS: Strata owners must budget to protect their investments

Victoria Times Colonist – OPINION: Victoria council has been selective in approving housing

CBC B.C. – There are complex reasons for our dire wildfires, but scientists say climate change plays key role

Business in Vancouver – B.C. tourism employment hits five-year high

Times Colonist - Raw 911 data paints complicated portrait of crime in Victoria

Times Colonist - Calls to close Cowichan River to fishing as 'dead zone' forms

CBC B.C. – What you should know about home insurance if you've been displaced by wildfires

Times Colonist - Langford residents call for action to deal with open drug use, sheltering at Danbrook Park

Times Colonist - Fire officials' advice for making homes less vulnerable to wildfire

Times Colonist - Railyards residential development in Vic West complete after 21 years

CBC B.C. – Major economic losses in B.C. Interior as wildfires snuff out big events

Victoria Times Colonist – East Sooke Park expands with 25-acre land acquisition

“A year from now you may wish you had started today.”

Karen Lamb

Don't wait any longer! Begin ticking off items from your fall home selling checklist today and pave the way for a successful and lucrative sale. If you're ready to take the plunge, our expert team is here to guide you every step of the way.

“Today’s accomplishments were yesterday’s impossibilities.”

Robert H. Schuller

When you find a professional you trust, you want to get as much value from that person as possible. That is especially true if that professional provides excellent service.

That’s why you don’t get your lawncare done by a great contractor only once.

That’s why you don’t hire a fantastic investment advisor and use them for just one transaction.

That’s why you don’t see a wonderful dentist and never make another appointment.

And yet, when it comes to real estate, many people wonder what more they can expect from their real estate professional once their home has been sold and their move is done.

The answer is: plenty.

Indeed, I’m a huge believer in providing ongoing services to my clients in the months and years between their moves. Those services can include annual checkups, client appreciation events, being available when they have real estate questions, and, of course, these regular newsletters.

The bottom line: I’m here for my clients. So, think of me as you would your favourite mechanic, investment advisor, dentist, or any other professional you count on.

Times Colonist - An ordinary man, an extraordinary life: David Foster's tribute to Frank Copley 

Times Colonist -  Commissionaire, 95, still standing on guard at Dockyard

Times Colonist - From Dallas Road to Lochside Trail, there's no shortage of routes for a summer bike ride

Times Colonist - Two more long-term care facilities considered for Vancouver Island

BC Hydro's distribution grid not keeping pace with development (Business in Vancouver) 

Times Colonist - New cruise-ship pollution rules leave gaps, environmentalists say

Times Colonist - Gallery: 2023 Victoria Pride Parade in photos

Times Colonist - Cyclists ride to Oak Bay hall to keep up pressure for bike lanes

Times Colonist - Dallas Road brush fires show how dry conditions are: Victoria Fire

B.C. building permit downturn accelerates in May (Business in Vancouver) 

B.C. mortgage calculator: A simple way to examine interest rate changes (Global News) 

Times Colonist - Missing the rain: Drought started in spring, no relief in sight

Times Colonist - 760-home Nanaimo project stalls amid First Nation’s concern about its ancestral village

Times Colonist - Sarah McLachlan headlines Courtenay's Musicfest this weekend

Bank of Canada raises key interest rate to 5%, highest since 2001 (Globe and Mail) 

Big banks raise prime rate to 7.2% after Bank of Canada hike (Financial Post) 

Bank of Canada delivers 10th rate hike, markets not convinced this will be the last (Canadian Mortgage Trends) 

OSFI proposes capital requirement changes for lenders and mortgage insurers to address mortgage risk in Canada (Canadian Mortgage Trends) 

Canada's job gains triple forecasts, strengthening case for Bank of Canada rate hike (Financial Post) 

As Canadian housing crisis rages on, is ‘financialization’ really to blame? (Toronto Star) 

Sales Of Condos In Calgary Up Nearly 50% From 2022 (Storeys) 

House price increases will likely slow this summer, experts predict (Toronto Star) 

Fixed mortgage rates keep rising, and could continue as bond yields near 4% (Canadian Mortgage Trends) 

Stretching mortgage amortizations could cost you more than you think (Global News) 

Canadians reporting insolvency hits record high just before Bank of Canada expected to hike interest rate (Financial Post) 

Calgary real estate market sizzles as newcomers flock to Alberta (Financial Post) 

Lumber prices stabilize to new normal levels (Business in Vancouver) 

Rising interest rates worry 7 in 10 Canadians — and another hike could be coming (Global News) 

More than half of Canadians $200 away or less from not being able to pay all of their bills (iHeartRadio) 

How another Bank of Canada rate hike will affect the housing market (Financial Post) 

Bank of Canada will hike interest rates one more time: CIBC (Financial Post: Video) 

Moving from a condo to a house (iHeartRadio: Audio) 

Bank regulator mulls changes to ensure banks can absorb mortgage risks (Globe and Mail) 

What mortgage owners need to know about the Bank of Canada's rate hike (BNN Bloomberg) 

Bank of Canada rate hike could put more pressure on landlords, expert says (BNN Bloomberg) 

Are we done with rate hikes? Here's what the Bank of Canada has to say (BNN Bloomberg) 

Inflation will linger for longer, Bank of Canada says (BNN Bloomberg) 

“One of the hardest things in life to learn is which bridge to cross and which bridge to burn.”

David Russell